1310 Nowell Road
Raleigh, NC 27607
Close to 50% of All Americans were impacted by the Equifax Breach. You don’t have to be an Equifax Customer to be impacted.
(The 5 Universally Accepted Best Practices.)
Close to 50% of All Americans were impacted by the Equifax Breach.
You don’t have to be an Equifax Customer to be impacted.
143 million people’s sensitive information was obtained including their addresses, dates of birth, Social Security numbers and more. Anyone who has used any form of credit could be affected—You don’t need to be an Equifax customer. If you were an Equifax customer, you could also be one of the 209,000 people whose credit card information was stolen.
Equifax set up a website that you can visit to see if you’ve been impacted by the breach: https://www.equifaxsecurity2017.com
How Does This Work?
When you go to borrow money from a lender, they send a request for information about your credit to Equifax, Experian or TransUnion. Your data is entered into a formula owned by Fair Isaac Corp. to calculate your FICO score, which is used by lenders to help determine who to lend to.
Consumers not seeking a loan can tell credit-reporting agencies like Equifax to freeze their credit report.
So, What Exactly Happened?
Here’s the timeline:
The technical sides of this for those who want to know:
Who Did It?
We don’t really know. Firms that monitor the “Dark Web” haven’t seen a large scale of data there yet. Most agree that it was an extremely sophisticated attack. Some experts believe that it was a state-sponsored hack, but it’s really too early to tell.
There are lots of opinions, and misinformation circulating—So, it’s not surprising that folks are confused. We’ve tried to consolidate and confirm information from reputable sources to provide you an unbiased opinion.
Here’s Our List of the 5 Universally Accepted Best Practices:
Equifax is offering this for free, and unlike some reports you’ve heard, it won’t waive your right to join a class-action suit. You must do this with all three providers. In North Carolina go to http://www.ncdoj.gov/getdoc/e265b0c0-6a9c-4fef-a0a9-dce26b74227e/Free-Security-Freeze.aspx
This is a great way to prevent fraudulent use of your credit (opening new accounts, etc.) It limits the three big players from profiting on your data, and it won’t impact your credit, or ability to use existing credit cards. There is the hassle of “thawing” your report, but we think it’s worth it.
This is a solid tool to keep an eye on your credit. The only negative: Do you really want to trust the group who’s already failed you once? Note: Other companies typically charge anywhere from $10 to $20 per month for this service.
Some Frequently Asked Questions
There’s lots of confusion and misinformation due to Equifax limiting information. We’ll try to answer some FAQs for you here.
We hope this cleared up any confusion you might have had over the Equifax breach. If you have any other questions, please feel free to contact us. We’re always ready to help. (919) 424-2000 email@example.com
Always at your service to provide the highest level of quality support to our customers.
Anthony Firth Client Engineer
“I’m passionate about building and fostering relationships, and finding solutions for success.”
Michael Koenig Client Account Manager
“I help clients stabilize and grow their IT infrastructure so they can focus on growing their core business.”
Josh Wilshire Systems Engineer Team Lead
“I strive to provide the highest level of quality service to our customers.”
Tommy Williams Sr. Hardware Engineer
“I’m driven by the steadfast belief that technology must serve as a business enabler. This mantra has driven 21
Years of successful partnerships.”
Stephen Riddick VP Sales & Marketing
“CSP doesn’t succeed unless your company succeeds.”
Stephen Allen Inventory Manager
“Through my intuition and genuine concern to help others I have built long-lasting relationships with our customers, co-workers and business partners.”
Scott Forbes VP Support Services
“Every day, I work with clients to help plan the future of their businesses.”
Michael Bowman vCIO
“Your IT problems become our IT solutions.”
Mark McLemore Project Engineer
“Managing internal and external operations to ensure that CSP provides quality and reliable customer service .”
Margie Figueroa Business Manager
“Providing quality internal and externals financial support to our customers and accounting support to CSP.”
Katie Steiglitz Accounting Administrator
“Some call me the CEO. I call myself the Cheerleader for an awesome team!”
William B. Riddick Founder & CEO
“CSP is here to assist you with your IT needs.”
Beth Wylie Inside Sales Manager
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Raleigh IT Support Company and IT Services Provider | CSP Inc.
1310 Nowell Rd,
Raleigh, NC 27607
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